Individual & Family Health Insurance Plans In New York

We offer standard, Anthem Affordable Care Act (ACA) compliant plans through the New York State of Health Marketplace.

New York State of Health Marketplace

You can enroll in a standard, Empire BlueCross BlueShield Affordable Care Act (ACA) compliant plan through the New York State of Health Marketplace. For assistance with plan information, please contact your broker or call 844-285-2036.

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$0 Virtual Care, 24/7

Using the Sydney Health app, you can talk to a board-certified doctor from the comfort of your home or on-the-go. The doctor can give you expert medical advice, diagnose common health issues, and send prescriptions right to your pharmacy. Many plans offer virtual care visits using the Sydney Health app at no cost to you.

woman doing telehealth visit
woman with head scarf on phone

Earn Rewards For Healthy Habits

Our Smart Rewards program lets you and your covered spouse or partner earn rewards for completing health and wellness activities. Redeem rewards for a digital gift card from a selection of retailers.

On And Off Exchange Plans

There are two kinds of individual health insurance plans available: on-exchange and off-exchange. Here are the differences to consider when selecting a plan:


On-exchange
health insurance plans are available on healthcare.gov or a state-based exchange, also known as a marketplace. Financial help, or subsidies, are only available when you enroll in an on-exchange health plan. Subsidies include premium tax credits and cost-sharing reductions. If you qualify for financial help to lower the cost of health coverage, an on-exchange plan is your best option.


Off-exchange
health insurance plans covering the same essential health benefits as on-exchange plans are available outside of the exchange or marketplace directly through Anthem.

Anthem Offers Individual & Family Plans In These States

1https://www.antheminc.com/AboutAnthemInc/
index.htm

2Anthem Business Intelligence Analysis of 2021 WEM Application data and FPL Distribution; May 2021. 

Virtual care visits, including medical chats and video visits using the Sydney Health app are at no cost to members for most plans. Those enrolled in High-Deductible Health Plans associated with a Health Savings Account and Catastrophic plans must first meet their deductible. Virtual care visits refer to medical chats and/or video consultation, as deemed appropriate by a licensed physician.

 

In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan.